Federal Tax
Prov Tax
CPP
EI
Keep
Non-Refundable Tax Credits
Federal (at 15%)
Quebec Abatement (16.5%)
Federal Credits Total
Provincial (at X%)
Provincial Credits Total
All Credits Combined
Contribution Tax Savings
Tax without contributions
Tax after RRSP + FHSA
Add RRSP or FHSA contributions to see savings—
Total Income Tax Saved
Refund Estimate
Employer withholds (on gross)
↳ Employer doesn't know your RRSP/FHSA plans—
Actual income tax owing
Federal Tax Brackets
Gross Federal Tax (before credits)
Less: Quebec Abatement (16.5%)
Less: Credits (BPA + CPP + EI)
Net Federal Tax
Provincial Tax Brackets
+ Surtax
Gross Provincial Tax (before credits)
Less: Credits (BPA + CPP + EI)
Net Provincial Tax
Your Bracket Position
Taxable Income
Federal Marginal Rate
Provincial Marginal Rate
Combined Marginal Rate
↳ Every extra dollar earned is taxed at this rate—
Federal Tax
Quebec Abatement (16.5%)
− BPA Credit
− CPP Credit
− EI Credit
Net Federal Tax
Provincial Tax
− BPA Credit
− CPP Credit
− EI Credit
Net Provincial Tax
CPP & EI
CPP Base (5.95% on $3,500–$71,300)
CPP2 Enhanced (4% on $71,300–$81,900)
EI Premium (1.64% up to $65,700)
Total CPP + EI